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Private health insurance is a dud. That’s why a majority of Australians don’t have it | Grogonomics
(www.theguardian.com)
this post was submitted on 30 Dec 2024
130 points (98.5% liked)
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I'm over 31 and make enough to get hit with the Medicare levy surcharge. I don't really want private health insurance but is there something I can get to cut down on how much I'd get stung for the surcharge every financial year?
Alternatively, you can make voluntary Superannuation contributions to lower your taxable income.
The problem is that with the Cost of Living crisis, we all need that increase in our wages and salaries to be able to survive!
I looked into this at an old job. I could contribute $500 a month to super and only take home $250 less a month. I'll definitely do this if I can pick up some side work again as that's 6 grand a year in one of the safest investment vehicles you can use
You can basically get the cheapest plan around and try to use whatever benefits it does provide.
I went with a non-profit.
I was in the same boat at your age. The government has a health insurance comparer for a bunch of situations. Just go the barest of bones insurance and sort by cheapest. Ignore the meerkat one and other copycats when you search for it
I'll see if I can find something cheaper than my monthly repayments for my last tax bill. The repayments will add up if I don't do anything as I can stretched it out to go over 24 months