this post was submitted on 28 Dec 2024
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Sounds to me like they’re waiting for people to get used to this model for every purchase before they quietly add interest.
ikr this is literally step 1 of enshittification.
Reminds me of something I heard back in 'zine times. "The trick is not to ignore the mainstream, but to selectively raid it for things we can use." -Mike Gunderloy. The resources are there, so go ahead and use them -- just do it on your own terms, consciously. I don't have Amazon Prime, but when my elderly relative needed a safety device and I could only find it on Amazon, you bet I got it from there.
I use affirm pretty often and usually there are options where you extend the term a few months but add interest. Haven't paid interest cause I have that luxury but being able to extend large purchases over 2-3 months without interest is amazing.