Late Stage Capitalism
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Once if the things about feudalism though was that the conditions varied widely. One lord might tell you what to plant, when to plant it, and how to treat it. They might even work that field with you. On the other end of the spectrum is the tax collector method you mention. And it could change suddenly too, old lord dies with no male heir. The money and lands go to his daughter's husband who sells the land for more money. New lord shows up and demands a whole second round of taxes to offset buying the land.
Things could be really good when you had a good chain of leaders in feudalism. But they could be so much more bad with just one bad link.