this post was submitted on 12 Nov 2024
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[–] Sonicdemon86 3 points 1 month ago (1 children)

Since I opted out of overdraft protection several years ago with my credit union, I've never been charged insufficient fund fee. Sounds like banks are doing shady/shity things to their consumers again. When will people learn to leave banks and go to a credit union that cares about their people before profits?

[–] [email protected] 5 points 1 month ago (1 children)

I love that last line that shifts the onus of responsibility to the consumer.

Really, though, I've gone through a few banks, and am current with a credit union. They're better than what I got with the banks, but they're still shady, still wont to charge whatever fees they can get away with. There's very little oversight, and in a lot of cases you're kinda stuck with what you get.

[–] Sonicdemon86 2 points 1 month ago

Well capitalism only works if we let it. Don't want micro transactions in games, stop playing them. Don't want stupid fees, don't use them. They only way they learn is to hit their bottom line. The government isn't going to fix it, as we have learned over and over again they are ran by oligarchs. Anything that makes them more money they will do.