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do any of you recommend a particular credit card that benefits travelers? (sh.itjust.works)

submitted 3 days ago* (last edited 3 days ago) by [email protected] to c/travel

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I've never had a credit card, but I travel often and have always heard rumblings about rewards and cash back or whatever, so I'm wondering if there is a card I would benefit from since I regularly purchase plane tickets.

I'm looking for personal experiences, primarily.

thank you!

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[–] [email protected] 6 points 3 days ago (9 children)

Any useful answers to this question will depend heavily on where you live and in which currency you're going to pay your credit card balance.

[–] [email protected] 0 points 3 days ago* (last edited 3 days ago) (8 children)

thanks, good idea!

I have bank accounts in different countries and can always open another if there's a more favorable card somewhere, so location isn't a critical issue for me.

[–] [email protected] 4 points 3 days ago (1 children)

Bank of Somaliland has some great deals on travel credit cards, as does Zimbabwe consumer bank, Bank of New Zealand and Icelandic bank /s I'm impressed that you have the ability to open bank accounts in any country when basic KYC rules would limit this for the vast majority of the world's population.

[–] [email protected] 1 points 3 days ago* (last edited 3 days ago) (2 children)

thanks.

"bank accounts in different countries" is not the same as bank accounts "in any country".

so not any country, but it's a lot easier to open bank accounts in many countries than you might expect.

do you have personal experience with the african banks? New Zealand requires permanent residence to open a bank account.

most banks have credit cards, what benefits do the african cards from Zimbabwe and Somaliland offer that especially favor travelers ?

[–] [email protected] 3 points 3 days ago (1 children)

“bank accounts in different countries” is not the same as bank accounts “in any country”.

Which is exactly why you need to tell people what currencies and countries apply to you, if you actually want any useful answers.

[–] [email protected] -1 points 3 days ago* (last edited 3 days ago)

That doesn't seem like the problem here.

The finance and travel communities are very small here, so it's likely very few to nobody around here knows much about travel or credit cards.

to soothe your anxiety, East Asia, southeast Asia, Western Europe or the USA are my specific areas of interest, although I'm also significantly interested in Australia, Africa and Scandinavia.

[–] [email protected] 0 points 3 days ago (1 children)

what benefits do the african cards from Zimbabwe and Somaliland offer that especially favor travelers ?

I think I've heard that banks in Somaliland sometimes offer insurance against pirate attacks, which might come in very handy.

[–] [email protected] 0 points 3 days ago

not great for traveling, I'm a specifically looking for global benefits.

you know it's okay that you don't know or have any useful information, right?

nobody's going to scold you for your ignorance, especially if you keep it to yourself.

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