31m. Just started investing last week and got some positions. I’ll probably add a couple more etf or stocks in this current down turn and add to the ones I have but Am I diverse enough as it is? I make roughly 2k/month working,( about half of that to expenses)my tax bracket is low rn so just trying to build capital to make it worth putting in an IRA. Thanks in advance don’t pull your punches. Not planning to do options either.
0.35% is a little high for an expense ratio, especially for a product that has basically followed the S&P500 for the last 10 years. I'm no expert, but there are lower fee etfs from Vanguard that perform basically the same.