Credit Cards

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A community for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards

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Do you actually need credit to buy things? (self.creditcards)

submitted 4 months ago by DaddysLittleSlut to c/creditcards

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Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn't be able to buy a car or a house without credit. But if I'm saving up cash to pay for things outright, do I really need credit?

Note: I’m sorry if this is the wrong place to ask.

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[–] DaddysLittleSlut -2 points 4 months ago* (last edited 4 months ago)

“It's fascinating how you suggest that comparing my comment to my post history would effortlessly reveal any inaccuracies. It seems you’re making quite a statement but holding back on the specifics. If you’re as insightful as you claim, why not share your findings with the rest of us?”

“You seem to have a few points in mind. Now something you may say. While I’m currently in no position to consult professionals due to finances, that doesn’t mean I haven’t done so in the past. What else can you come up with? Please, enlighten us, ‘genius.’”