Credit Cards

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A community for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards

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Do you actually need credit to buy things? (self.creditcards)

submitted 4 months ago by DaddysLittleSlut to c/creditcards

29 comments fedilink hide all child comments

Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn't be able to buy a car or a house without credit. But if I'm saving up cash to pay for things outright, do I really need credit?

Note: I’m sorry if this is the wrong place to ask.

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[–] [email protected] 3 points 4 months ago

Plus the "rewards" from credit companies are paid for by merchants leading to price adjustments for all items regardless of payment method. If you aren't using a credit card you are paying me to use one.