this post was submitted on 11 Jul 2024
52 points (94.8% liked)

Personal Finance

3829 readers
8 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 2 years ago
MODERATORS
 

Yes, I do have a full-time job, and I even enjoy it, but it doesn't pay enough to survive in this hellscape of a world we live in. I lack the college degree required to get almost any decent-paying job (plus my last job hunt took MONTHS to get a lead), I don't have the skills or originality to become an online content creator, nor the artistry or patience to create and sell trinkets on Etsy (plus, that would require an initial investment which I simply do not have). Should I set up a GoFundMe? OnlyFans? I wouldn't really be offering anything except a charity basket/collection plate so that feels dishonest at best. Idk, I'm quite literally having a breakdown because I'm probably going to lose my car soon, and then my job, and then my apartment, and then my life. Any help at all would be appreciated. Thank you

you are viewing a single comment's thread
view the rest of the comments
[–] iamdisillusioned 3 points 4 months ago

My husband and I didn't have financial stability in office jobs until we moved into middle management. It's a very different type of job, even if you're doing the same sort of work. I don't have a degree, but I have several innate traits that make me excel at it. My husband doesn't have those innate skills, but he followed an educational path that gave him the credentials he needed to receive those opportunities (bachelor's degree, then a project management certification).