this post was submitted on 08 Jul 2024
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The IBR plans are aggregated against all your federal loans. So, unless there are some weird private loans in there, that’s the upper limit in sum total based on the income we’re discussing here.
They aren't on an income based repayment currently (or there is no evidence stating they are or aren't I guess), so he would be dealing with all the separate loans sending him bills currently. Definitely needs to get on one though, it would help a lot, more than likely.