this post was submitted on 16 Jun 2024
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[–] [email protected] 48 points 2 weeks ago (16 children)

I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.

Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?

[–] [email protected] 2 points 2 weeks ago* (last edited 2 weeks ago) (7 children)

in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card

also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live

edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet

[–] [email protected] 36 points 2 weeks ago (6 children)

The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.

In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.

[–] [email protected] 2 points 2 weeks ago

i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that

i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work

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