this post was submitted on 22 May 2024
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I just bought a used car from a dealership 10 days ago when my car broke down suddenly on a Saturday. I signed up for dealership financing for 9.8% APR with the intention to refinance with a cheaper rate after a month or so. The loan paperwork came in two days ago: Managed by Bank of America. Got refinanced with a credit union the next day, 5.99%. Absolutely fuck BoA.