Yeah and a couple of things:
Malware has directly passed through as networks multiple times and neither the server of ads nor the ad network were able to be held responsible for it.
Right now it is common for ads to show apps that look like something popular but deploy malware. Nobody is taking responsibility for any of it. Ad networks aren't well policed.
It is irresponsible for a user not to block ads IMO but I also get to decide what packets of data traverse my network just like any other person or company. As a consumer I do not have to be responsible or care if a business model succeeds or not.
I bought my house in 2009 and I was really lucky because I wouldn't have been able to afford one precrash. It was actually cheaper to have a mortgage on a house than rent in many 2 bedroom 800 sq. Ft. apartments in my area. Cheaper than some 1 bedrooms in certain areas around here.
For a few years after 2009 interest rates and prices were low enough much more affordable than now.
My situation then is not the situation most millennials find themselves in just a few short years after and certainly not now, especially since I'm an old ass millinial.
I make 6 times what I did when I bought my house and my means is roughly the same plus a car payment basically. My house is worth much much more than what I mortgaged.
A million back then could have given you a lot, lot more structure and a lot more land. Now it'll get you around a 2700 sq. ft. house on an 4th of an acre in a neighborhood in my area. Less than an hour down the road you'll get a shitbox in the hood.
This article is just full of so much shit relative to the normal person. But then that's not the target audience. It's just there so Gen Xers and Boomers will continue to subscribe and just drives the "if millinial weren't stupid and lazy they'd have the same opportunities as we did." propaganda.