This happened to me. I refused to pay out of indignation. 10 years later I was hit with a CCJ that prevented me from renting a home. I was forced to repay the initial £30 fee that had increased to about £900 in interest in those 10 years.
this post was submitted on 23 Oct 2023
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Kind of glad my bank doesn't let me overdraw
They will remove the fee if you go in there in person and raise hell. I've done it many times.