Personal Finance

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Get your financial house in order. Learn how to better manage your money and debt in both the short and long term. Find out how to save an emergency fund and invest for your future." Here, we do it the Malaysian way la of course. Instead of Roth IRA, Vanguard and suddenly having millions of USDs, we'll be using RM, talking about RON95, inflated pricetags on real estate, prices of kangkung, EPF, GST etc.

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Cash flow and Net Worth Calculation sheet by BFM x AIA (www.aia.com.my)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

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BFM is running a special 4-part biweekly series during their Evening Edition segment of Inside Story called Fix Your Finances.

The 28th June edition is titled Balancing your Budget Sheet. They provided a useful cash flow and net worth calculator sheet in Excel format, downloadable in the OP link (also found on BFM's Instagram profile page).

The special series' website is www.bfm.my/fixyourfinances

Interesting to note that according to this template, EPF account 1 & 2 are both considered to be part of one's net worth. This is a debatable line item as some people prefer for EPF to be a "forget about it" asset until nearer to retirement.

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