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Welcome to YNAB! This community is dedicated to the discussion on the popular budget software You Need A Budget. We welcome any posts here regarding YNAB. Feel free to post your questions, budget strategies & advice.

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iamlyth

[Community Question] What has been your most unexpectedly helpful category? (self.ynab)

submitted 1 year ago by iamlyth to c/ynab

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I figure I’ll do something like this every so often.

What has been a category you created that really became useful to you or provided unexpected value?

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[–] [email protected] 2 points 1 year ago (2 children)

Its hard to pick just one.... I break down my paycheck by gross, taxes and insurance. It really helped when my other half got a new job and was going over benefit packages. It felt awesome showing how much I spent each month and even used memos to further break down medical dental and vision.

😅 then again I'm salary and can just duplicate my paycheck transactions so splitting my paycheck into categories is much easier.

[–] iamlyth 1 points 1 year ago (1 children)

Oh my god! I do this myself but outside of YNAB in a spreadsheet and keep YNAB to post-deductions budgeting. It never even crossed my mind to do it all in YNAB. So do you use a “work” account that manages the deductions?

[–] [email protected] 2 points 1 year ago

Nope, here is the Nick True video where I got this from using his method. The segment is about 7 minutes and explains it much better than I can 😅