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this post was submitted on 11 Sep 2023
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I have no cosigners on my loan and my parents aren't all that wealthy, not that it matters unless you count the socks I get each christmas as a gift from them large enough to warrant such financial relief.
And I make around 30k a year (4-day workweek btw, excluding summer months) and am single.
Like I said I too was surprised at how easy it was, literally try it before knocking. Though admittedly interest rates were much easier a few years back when I applied for the loan, so that probably changes your mileage.
Silly us, if course your personal experience is a more valuable data point than years of tracking on home prices vs incomes ๐
Just adding context to it all, buying a house is entirely possible without too much effort and I doubt many of the doomers here have actually tried to own a home. I get the sentiment and how easy it is to fall to despair but try it before you knock it.
If that motivational speech doesn't get your gears on a roll, let me remind you that by paying rent you are literally feeding the parasites known as landlords, rewarding them for fucking you over, and positively reinforcing that leechy lifestyle they live. Make an effort to be your own lord and fuck yourself over.
Peace
Just like your attempt at winning an argument dude took the reigns and fucked himself over, people like this are the ones that rarely can take it on the chin, Jesus that's sad.
My man are you good? There is no argument, I'm not yelling at you for not being a houseowner or arguing for or against any philosophical or political ideology lmao. I'm just saying it's entirely possible to buy a home, while acknowledging that it's super easy to fall into despair like I did. If you choose to not try then don't, it's just sad to see you rather help your Lord to live a wealthier lifestyle.
Why you decide to be mad at me is something I really don't understand but it's fine.