this post was submitted on 27 Aug 2023
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That's every article these guys put out, just a bunch of hand wringing with no firm conclusion. They take ages to get to the point, too.
Perhaps you miss the point of what The Conversation is about.
Inform decisions, not make decisions.
Typically, the stories are written by Academics not Journo's, and often they are written to just present some detail/facts, it is up to the reader to come to their own conclusion. I pretty much always find them informative, though sometimes, as in this one, much of the detail can be found in the papers/details that the story links to.
I think you'll find the point/conclusion in the title.
It does explain a lot that these are written by academics, who are used to writing for other academics, but I think a lot more effort could be put into writing more concisely.
I guess people like you are the reason why there is so much financial ignorance. Can't even read a relatively simple document. So sad.