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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] [email protected] 6 points 1 year ago (6 children)

I never did, because in Europe people don't need to build a credit score, and it is usually advised to only use money you have.

Anecdotal evidence, but the only people I know that use them have a tendency to overspend.

[–] kier 3 points 1 year ago

Argentinian here, and same.

I just feel comfortable spending with the money that I have, and forgetting about it.

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