this post was submitted on 14 Mar 2025
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[–] Hiro8811 5 points 6 days ago (9 children)
[–] [email protected] 2 points 6 days ago (8 children)

some of them maybe? surely not all?

[–] [email protected] 7 points 6 days ago (5 children)

All cars are required to have insurance in most European countries, Germany included. Not sure if collateral damage by vandalism is covered by default, but most of the time you are covered against any damage that you yourself didn't cause, so I assume it is covered.

[–] InputZero 3 points 6 days ago

I can't speak for Germany but my car insurance wouldn't cover arson. It only covers liability, so if I cause damage or personal injury with my vehicle then my insurance kicks in and covers the other person's damages. If I wreck my car in a single vehicle collision, a tree falls on it, or someone who doesn't have insurance hits me then I get nothing. That is collision and/or comprehensive insurance that cover those situations respectively.

However I know that if I were to lease a vehicle, I would need to get comprehensive insurance as part of the lease agreement. These were probably leased so their insurance might cover it, definitely not all of those Tesla owners though.

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