this post was submitted on 09 Feb 2025
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You have to ask for proof of ownership from the debt collectors. Sometimes all they have is your info in a spreadsheet, which is not enough to legally collect. Do some online searches and you should be able to finda lot of resources.
I agree with this. If it turns out you really do owe the money and you have a little money offer to settle if they'll give you something saying the amount settles the debt in full. If they don't have proof you owe the money, I would ignore them.