this post was submitted on 22 Dec 2024
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Do you spend money to improve your life, or just to get through the week? Earning more money is hard, but money makes money - the less you spend, the less you'll need in the future, and the more you'll have to invest. It's a snowball. Once you internalise this, tracking your finances, reducing your spending, increasing your wealth, and reducing your workload becomes a fun game.
Once my wife and I realised this is what we wanted to do, it took us 7 years to quit work completely. Frugality is the most important part - not earning, not investing - lifestyle creep is a big part of why.
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