this post was submitted on 18 Dec 2024
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While it's good that you'd want to improve the system you'll have to look deeper as to why.
First results from my search:
Health insurance has about 3.3% net profit margin. United had 3.6% last data I found. (The rest of US industry average is 8.54%.)
The profit margins of insurance alone can't explain why your healthcare costs 40% more than any other country.
Some of that is "clever" accounting, the rest is that healthcare insurances don't have bargaining power with the providers. In Germany the state insurance companies have collective bargaining power so that for example an ambulance ride costs 500€ instead of 15000.