Asklemmy

44119 readers

915 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
[email protected]: a community for finding communities

~Icon~ ~by~ ~@Double_[email protected]~

founded 5 years ago

MODERATORS

[email protected]

How to save up money/cut down on expenses in a „healthy“ way? (lemmy.ml)

submitted 2 weeks ago* (last edited 2 weeks ago) by [email protected] to c/[email protected]

36 comments fedilink hide all child comments

I would like to mention that I do not intend to open new bank accounts, so yeah...

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 2 points 2 weeks ago

This is the true answer, especially for such a broad question.

You dont need to be fancy about it either. When I started I downloaded a years worth of credit card transactions and put them in a spreadsheet. I took the time to go line by line and assign a category for it.

Then I made a chart and could visually see where my money was going. On top of that I then calculated each category as percentage of my annual salary.

It's very eye opening. Even things that aren't an issue at least I now know that so don't need to feel worried/guilty about it.