this post was submitted on 26 Oct 2024
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[โ€“] [email protected] -1 points 2 weeks ago (1 children)

I'll never understand how people can just spend money they don't have. Just don't use credit cards and use debit and spend only the money you have, no more debt by accident.

[โ€“] gerbler 9 points 2 weeks ago

Well when rent is due or stomach is empty, you don't assess the fiscal responsibility of debt you pay the piper and live another day. Some people live paycheck to paycheck and one accident can send them into a death spiral of debt due to no fault of their own.