this post was submitted on 25 Jun 2024
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I started at the place I'm working at now right out of college, and there was a pension that was intended to provide 85% of your final salary from retirement to the end of your life; I would have had all my retirement points at 55. Then like 15+ years ago, the company was sold and the pension was frozen. Still a great thing, but nothing close to what it was supposed to be.
When I turned 55, I was pretty pissed off about it - I should have been able to retire. Then I realized that I could easily live another 30 years. That's an awfully long time. Sure, the money would have been nice, but I don't think I would have wanted to retire then. I'm getting close to it now, and still it seems like a long time potentially.
That is the cool thing you can retire at 55 and then do more of what you want maybe take a part time role or just find a new job or hobby. Then with the excess income you are so secure you can just fly to Paris if you want or go spend time with your kids for a month without worrying about bills or having the pressure of work.