Before we move over to heat pumps and electric heating, a lot of work needs to be done on insulating homes.
A heat pump is not more efficient if you have to run it 24/7 to try keeping up with heat loss from single glazed windows and drafts from knackered doors etc.
I mean if democracy is writing an X in to a box once every five years, then yes.
Personally I think democracy should be about more than that, but as one person alone it's tough to know what to do about it.
I live near a village called St John's Town of Dalry and no one says sinjin nor have I heard anyone's name referred to that way.
A quick Google shows that they charged over thirties in the UK double for a premium account.
Devils advocate says that is because older people are more like to have money (people are probably getting a bit more desperate at that age too).
It looks like the policy is revoked tho.
I dk where you Americans are getting the "sure" part from, it's much more like "she-er" or if your more northern it'd be a bit more like "sher".
I'm from England and wouldn't pronounce it like this at all. The "woo" sounds like you're a ghost or something and the "sure" part is just outright wrong.
It's really hard express through text, but I'd say "wuss-ter-she-er" (the wuss part is pronounced the same way as if you're refering to a cowardly person), is much closer. Regional accents could make it different tho.
I'm sure they're crying themselves to sleep on their pile of money.
People were saying that when bitcoin were pennies to buy.
Who's the idiots now?
I imagine it'd be the same as printing of a copy of the Mona Lisa and putting it up on your wall for your own viewing pleasure. Completely legal.
Where as printing it off and then charging other people to see it would be illegal.
I couldn't make heads or tails of your link, maybe it doesn't work in my browser. Maybe you could fill it out with the info and take a screenshot?
I'm aware of how compound interest works, I used the link below to insert an investment of £17k over 55 years at 10.5%apr and still only got £4M, which I admit is nice but it's far off of £28M.
https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php
This still requires that you have the £17k upfront which isn't required as I'm talking about buying a mortgage where you'd only need the deposit.
It's worth noting that the average wage in 1970 was £1,204, so it's not like the average man had 17k to invest anyway, it's the equivalent of having over half a million in investable cash today. (This also leads me to believe that my dad bought quite a while after 1970, because there's no way he would have been able to afford a mortgage that size back then).
Edit: I just asked my dad. He bought in 1981, the house was £18,300 and the deposit on that was £1,300. The average wage that year was £7,296.
Do you have a source for that £17k becoming over £28M? I'm not being facetious, but it does sound too good to be true.
I currently have a pension pot worth about £70k and it's only forecast to be worth about £500k in thirty years time (when I would retire), and that is including my ongoing contributions. If there's another way to invest that to make myself a multimillionaire in retirement, it'd be a no brainer.
I used the below link and assumed an investment of 17k in 1970 (that's assuming you have the cash to buy out right, rather than just the deposit required to start paying a mortgage) and it only came up in the low six figures.
https://accuratecalculators.com/historical-investment-calculator
I'm actually really looking forward to lab grown meat becoming an established industry. Not just for the benefits to the environment and animal welfare but because you could feasibly grow the finest lobster meat, fois gras, wagyu steaks etc etc on industrial scales which would lead to much lower prices.
You could even get in to really exotic meats like mammoth, platypus and giraffe or whatever else.