I hate it. Marvel Snap's ranking with betting cubes has made playing a competitive card game online against other players so much less frustrating for me. Conquest brings all that back. Sure I still bet cubes, but I can't nope out of a bad match-up. Incredibly frustrating for me at the moment. Maybe I'm not good enough of a player or have enough experience with a single deck for Conquest.
I don't see myself playing Conquest in the future. That's okay though, ranking is still there and the rewards don't force me to play.
I do use a password manager. But not for my cash card pin, signal pin, bank app pin, windows logins, mobile phone pin, mobile phone code, ...