bustrpoindextr

joined 1 year ago
[–] bustrpoindextr 3 points 11 months ago (2 children)

I mean if you bought in 2021 and sold now you probably still made about 90k American. But you'd be fucked on the interest rates if you tried to buy again.

But if you were a real estate mogul, and sold a bunch of properties, on average you'd make 90k per property over those two years and not be dealing with interest rates, which is why the guy from the article is telling people to rent.

But you do have a point, it's not always. If you bought earlier this year and only intended to stay one year, you're fucked

[–] bustrpoindextr 10 points 11 months ago* (last edited 11 months ago) (4 children)

It's always cheaper to own given you live an adult life for at least like 15 years. The rub is whether or not you can afford the upfront costs to get a property.

Also you pay for maintenance and repair and taxes and all that nonsense in your rent, it's just one bill instead of multiple.

[–] bustrpoindextr 30 points 11 months ago* (last edited 11 months ago) (7 children)

Aight let's see. Mortgage is a fixed rate over an agreed upon term that ends with you owning the property, rent increases every year, you have no control over the property and you get fucked constantly.

Yup, totally the same thing.

Also my mortgage for my 1/2 acre property with 1500 sqft house is $50 less per month than my 900 sqft poorly constructed "high end" apartment rent was about to spike up to. You know, after renters protections were removed during the pandemic.

Quick edit: furthermore, it took me until I was 30 to buy a house. In that time I spent 170k in rent, when I started renting the property I'm currently living in was worth 140k. That's pretty easy math right there. Just like... Come on.

[–] bustrpoindextr 1 points 11 months ago

Well fill 'er up!

[–] bustrpoindextr 12 points 11 months ago

I got into a huge argument with that fuck, ended up blocking them because I just couldn't deal with the sheer Hamas ball gargling/anti-Semitism/general racism they espoused. That user is not a good faith arguer, they'll shout racist bullshit and then call you racist for calling them out.

[–] bustrpoindextr 4 points 11 months ago (1 children)

No love for folder.bak?

[–] bustrpoindextr 8 points 1 year ago (1 children)

I don't support a ban like this, but I also don't find the judges reasoning convincing

"Additionally, there are many ways in which a foreign adversary, like China, could gather data from Montanans," including purchasing it from data brokers, open-source intelligence gathering, and hacking, Molloy pointed out. "Thus, it is not clear how SB 419 will alleviate the potential harm of protecting Montanans from China's purported evils."

Because the law in question is for consumer protection, for the sake of the argument we have to assume for the sake of the lawsuit, that tiktok is as bad as they say.

There's a fundamental difference between the Chinese government spending huge amounts of money to try to hack into both Apple and Google (who both have impressive security measures) to get your citizens data and those citizens paying the Chinese government to unknowingly collect that data.

Like, I think the judge ended up at the right answer, but got there in an irresponsible manner.

[–] bustrpoindextr 6 points 1 year ago (1 children)

A floating frog adorned in royal garb appears in front of the canary and calls him "Lemmywinks"

[–] bustrpoindextr 1 points 1 year ago

And related to the original thread, you're gonna be mashing A for 60+ hours.

[–] bustrpoindextr 6 points 1 year ago

and even taking 8.7k as a generous estimate, it doesn't look good.

Big facts. Worker wages need to be adjusted for the last ${years since Reagan took office and initially screwed everything up for the common American} and then we should be okay.

[–] bustrpoindextr 4 points 1 year ago* (last edited 1 year ago) (5 children)

I'm gonna go ahead and tell you, that's a bit high for after tax.

I make 172/year and after tax and benefits and what not in South Carolina, I'm at 8.6 a month, which is less than the 150 estimate. So in an average tax state and making 20k less? Might be more like 7.5-8.

Edit: granted of course, 401k contribution can change things a bunch

[–] bustrpoindextr 7 points 1 year ago

To be fair, I live in a low cost of living area and having purchased a house this past January, if I dropped to 130k I might be paycheck to paycheck after a while. Which, granted is lower than the survey.

This being said, my mortgage payment is only $50 more than what my rent was about to increase to, because landlords are the devil.

I also didn't get a big house, it was well under the national average for cost and size, very much a "starter house". But still over 300k, because housing is a nightmare.

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