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Yeah, I took some years off to raise my kids, went to college while they were little, and overall I think it paid off but not to the point I plan to retire on purpose. Always saved what I could because employer matched, but some years that was $50 a month. Now finally at mid 50s with a husband who actually works (but had the same trajectory as a functionally single parent then actually single parent). We are sorta raking it in now but paying off the past still.
It's not a terrible feeling, honestly, if doing again I might actually have chosen more years on the front end with the little kids, rather than time off when old. When I'm old, why not work? I have more time each year as some of the kids move out, once they are all grown maybe I will have enough time to work without feeling so rushed.
Of course the problem with this is that most people don't choose to retire, it's forced on them. Even as a clear minded fit and in shape 50 something I am one medical event or layoff away from "retirement", right? That is what sucks.