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Because there will always be rebels running small to medium size instances based off of donations. It was the very first thing to happen at the birth of the internet, and will continue to happen today. Will there be a few major instances that eat up the majority of the fedi? Yeah, probably, but the design of the fedi is that the experience of decentralized social media will stay the same regardless of what's going on with instances of the network.
Let's just hope it doesn't go the way of email, it started the same way: federated service controlled by no one. Nowadays big corporations influence banlists to enforce a protection racket and non-compliant instances are both banned and filled with spambots.
While correct in that email is definately now limited to a small number of major corporations, the core function has not been monitized. In other words, because I have a Gmail account, I am not limited to Gmail apps nor do they inject advertisement into them. I can live with that.
But is hosting your own mail server and using it for work/finances/everyday life still an option? I don't think so, at least not without workarounds because sooner or later you will have to send/receive to/from big email.
I looked into it not too long ago. It's basically a standard spam protection to block any emails from a private server. Sure Google doesn't own Email, but any Ody with a Gmail account won't even get your email in their spam filter, it won't even make it that far.
As someone who works with small businesses, most of whom run their own internal email server, I completely disagree. Yes, it does take some knowledge of DMARC, DKIM, SPF, and DNS, but any well-managed server would have those set up properly anyway. GMail has no issue accepting email from a correctly set up server.
AOL servers, on the other hand, are a massive PITA.
Good to know.