this post was submitted on 11 Jul 2024
52 points (94.8% liked)

Personal Finance

3829 readers
1 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 1 year ago
MODERATORS
 

Yes, I do have a full-time job, and I even enjoy it, but it doesn't pay enough to survive in this hellscape of a world we live in. I lack the college degree required to get almost any decent-paying job (plus my last job hunt took MONTHS to get a lead), I don't have the skills or originality to become an online content creator, nor the artistry or patience to create and sell trinkets on Etsy (plus, that would require an initial investment which I simply do not have). Should I set up a GoFundMe? OnlyFans? I wouldn't really be offering anything except a charity basket/collection plate so that feels dishonest at best. Idk, I'm quite literally having a breakdown because I'm probably going to lose my car soon, and then my job, and then my apartment, and then my life. Any help at all would be appreciated. Thank you

you are viewing a single comment's thread
view the rest of the comments
[โ€“] [email protected] 2 points 4 months ago (1 children)

Just be careful with Dave Ramsey's advice. He's good at getting people on track, but his investment advice sucks and he's way too obsessed with avoiding debt tools. But if you're in debt, he's really motivating.

[โ€“] [email protected] 4 points 4 months ago

Yeah, true. I listened to him on getting out of debt and focusing on that, even though I have very little debt and none of it consumer credit cards.